Bitget wallet has launched Stablecoin Earn Plus, offering a 10% guaranteed 10% APY on USDC deposits of up to $10,000, with real-time accrual and instant withdrawals.
Key Takeaways:
- Stablecoin Earn Plus provides 10% APY on USDC up to $10,000, powered by Aave lending pools coupled with Bitget’s yield subsidies.
- A bonus for the first week of launch will be offered, where participants between September 9–15 will receive an enhanced 18% APY.
- Product built using Aave’s aTokens on the Base network; Bitget partners with TokenLogic to align with Aave’s sustainability goals.
On Tuesday, September 9, 2025, around 10:00 UTC+8, Bitget Wallet introduced Stablecoin Earn Plus in collaboration with the decentralized lending protocol Aave. The product delivers a fixed 10% APY on USDC deposits up to $10,000. Bitget supplements interest from Aave’s overcollateralized lending pools, ensuring that users earn the guaranteed rate. With as low as $1, users are elligible to participate see their earnings real-time, and enjoy 24/7 instant withdrawals, which offers more flexibility compared to traditional bank savings.
The product launch was also announced in Bitget Wallet’s official X account, highlighting its high-yield USDC savings benefit as well as the first week boost of 18% APY.
Aave Founder Backs Push for Mainstream DeFi Access
Aave Labs Founder Stani Kulechov highlighted the product’s accessibility for more users just by connecting wallets, where they can enjoy their savings from a transparent finance.
Bitget Wallet is making Aave’s yields simple to access for more people globally. By connecting easy-to-use wallets with trusted on-chain markets, everyday savers can now benefit from open and transparent finance.
Bitget CMO Jamie Elkaleh also made additional remarks as regards collaboration, where it brings institutional-grade yield opportunities to a broad user base. He emphasized that the users can earn “higher APY with real-time accrual and withdraw anytime…”
10% APY Outpaces Traditional and DeFi Rates
The launch positions Stablecoin Earn Plus as one of the most competitive yield offerings in the market. Most other self-custodial wallets and exchanges cap USDC earnings around 6% APY, while traditional banking products offer less than 2%. Compared to on-chain lending protocols alone, the guaranteed 10% still stands out, since Aave’s standard USDC yield typically ranges from 4–5%, but Bitget’s subsidies cover the gap.
On the other hand, the initiative is supported by Bitget’s $700 million User Protection Fund, adding an extra layer of security, according to a recent report from Bitget’s official website. This integration was backed by TokenLogic, which contributed in aligning with Aave’s sustainability framework.
Stablecoin Metrics Hold Steady Amid Launch
As of this writing (5:00 UTC), USDC is priced at approximately $0.9998-$1.00, which is effectively pegged to the dollar with a neglible 24-hour price range, reflecting stablecoin stability.
Despite unsurprisingly mute market reaction, the launch may heighten demand for USDC as a vehicle for returns via DeFi.
Outlook: A New Model for Mainstream Stablecoin Adoption
Bitget Wallet’s Stablecoin Earn Plus bridges the simplicity of traditional savings with the yield potential of DeFi, all within a secure, non-custodial framework. With 10% APY guaranteed, real-time accrual, and instant liquidity, it stands out as a compelling option for both crypto-savvy users and newcomers. The 18% launch bonus until mid-September adds extra incentive. As the product evolves, expansion to other stablecoins and protocols may further amplify its appeal.
Summary
Bitget Wallet launched Stablecoin Earn Plus, a new product offering 10% guaranteed APY on USDC deposits up to $10,000, powered by Aave lending pools and subsidized by Bitget. During launch week (Sept 9–15, 2025), users can earn an enhanced 18% APY. The initiative is backed by Bitget’s $700M User Protection Fund and aligns with Aave’s sustainability framework through TokenLogic. Compared to traditional banks < 2% and DeFi rates (~4–6%), this product delivers one of the market’s most competitive yields. With real-time accrual and instant withdrawals, Bitget positions Stablecoin Earn Plus as a bridge between traditional savings and DeFi returns.
